Job Description

Job Description

Job Description

The Commercial Loan Officer is responsible for developing new client relationships primarily in Middlesex County to increase the loan portfolio and associated deposit balances.

• Develop a diverse commercial loan portfolio through actively seeking new business.
• Assist in all phases of the loan life cycle (from application to close) by:
  • Identifying and evaluating commercial loan opportunities.
  • Present and recommend appropriate loans to the Bank’s credit committee.
  • Compile necessary information needed for underwriters to accurately evaluate the deal.
  • Consistently communicate with the borrower and Bank staff throughout the loan process.
  • Work with the loan closing team and Bank’s attorney to close the loan.
• Meet and exceed annual lending goals set forth by the Bank.
• Understand Bank credit policy as well as regulatory requirements to ensure all loans are in compliance.

• 5+ years of commercial lending experience including both C&I and CRE loans
• Strong understanding of credit risk and sound underwriting principles.
• Strong understanding of the Banking industry and the regulatory requirements associated with it
• Bachelor’s degree in Business, Finance, and/or Accounting preferred
• Excellent communication and organization skills.
• Strong analytical and computer skills including Microsoft Office products and lending programs
• Proven track record of relationship/portfolio management as well as loan origination

About Northern Bank & Trust Company

Northern Bank is a full-service bank dedicated to providing practical, common sense financial solutions to help our customers live their lives and grow their businesses. From deposit products to loans to payment and collections services, we work hands-on with our entrepreneurial customers, both locally and across the country, to provide the financial support they need to realize their personal and business goals. Founded in 1960, Northern Bank has assets of over $3 billion with 12 locations serving communities throughout Middlesex County. Northern Bank is a Member of the FDIC, and an Equal Housing Lender. For more information on online banking services, please visit or follow Northern Bank on Facebook (/NorthernBankM A/), Twitter (@northernbankma), Instagram (@northernbankma) and LinkedIn (company/northern-bank-ma/).

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